When Lorretta was 18 years old, she deposited $100 into a 20-year certificate of deposit (CD) account that earns interest at a better rate than her standard savings account. She must leave the money in the account for 20 years, without making any withdrawals or deposits. Six years later, she had $132 in the account. Write an equation that will represent this situation, and use the equation to determine how much money. this has to be in y=ab^x form and we have to solve using logarithm rules but I wasn't there for that lesson ​

The management of a supermarket wants to adopt a new promotional policy of giving a free gift to every customer who spends more than a certain amount per visit at this supermarket. the expectation of the management is that after this promotional policy is advertised, the expenditures for all customers at this supermarket will be normally distributed with a mean of $95 and a standard deviation of $20. if the management wants to give free gifts to at most 10% of the customers, what should the amount be above which a customer would receive a free gift?