Why does the quote below stand out?

Trish receives $450 on the first of each month. josh receives $450 on the last day of each month. both trish and josh will receive payments for next four years. at a discount rate of 9.5 percent, what is the difference in the present value of these two sets of payments?

15/16 as a decimal rounded to the nearest hundredth

45 was divided by a power of ten to get 4.5. what power of ten was it divided by? people 4.5