How do you solve this question?! pls help

Kevin is an insurance salesman. when he sells a policy, he makes 20 percent of the policy premium (p) up front; then each year the policy is active, he receives 15 percent of the original premium. which equation could be used to figure his total commission on a policy that has been active for five years? c=0.80p c=0.20p + 0.15p c=0.35p + 4(0.15) c=0.95p

Asap! i'm not good math and i'm lost.

Lucy is a dress maker. she sews \dfrac47 7 4 ? of a dress in \dfrac34 4 3 ? hour. lucy sews at a constant rate. at this rate, how many dresses does lucy sew in one hour? include fractions of dresses if applicable.