What is this answer ?? Please help!!

Wilma worker has a $90,000 insurance policy for which she pays $1,200 a year. to compare the cash value of the policy to investing the same amount of money at 6%, she performs the following calculations:

Ben is three times as old as samantha, who is two years older than half of michel's age. if michel is 12. how old is ben?

98 point question what is the record for most points in one