The day has come! It is time for you to buy your first car. At the car lot, you find the very car you have always wanted and it costs $4,100 after all taxes and fees. Since you have very little credit history, you have a poor credit score. But good news—you are still able to get a car loan! What will the loan balance be after 3 months if the interest is compounded monthly and you pay $88.13 each month?