15PTS PLEASE HELP ASAP!
(dont write random answers pls)
look at the pic attached:

Jack is considering a list of features and fees for denver bank. jack plans on using network atms about 4 times per month. what would be jack’s total estimated annual fees for a checking account with direct paycheck deposit, one overdraft per year, and no 2nd copies of statements?

Simplify. −4x^2 (5x^4−3x^2+x−2) −20x^6−12x^4+8x^3−8x^2 −20x^6+12x^4−4x^3+8x^2 −20x^8+12x^4−4x^2+8x −20x^6+12x^4+4x^3−8x^2

Find the coordinates of point x that lies along the directed line segment from y(-8, 8) to t(-15, -13) and partitions the segment in the ratio of 5: 2.