NEED HELP! just with the 1st 2

Jack is considering a list of features and fees for denver bank. jack plans on using network atms about 4 times per month. what would be jack’s total estimated annual fees for a checking account with direct paycheck deposit, one overdraft per year, and no 2nd copies of statements?

Apublic library wants to place 4 magazines and 9 books on each display shelf. the expression 4s+9s represents the total number of items that will be displayed on s shelves. simplify the expression

After t seconds, a ball tossed in the air from the ground level reaches a height of h feet given by the equation h = 144t-16t^2. after how many seconds will the ball hit the ground before rebounding?