Hannah has a credit card with an APR of 11.90% and a billing cycle of 30 days. The following table shows Hannah’s transactions in the month of April. Date Amount ($) Transaction 4/1 322.95 Beginning balance 4/10 19.87 Purchase 4/14 50.00 Payment 4/19 71.21 Purchase If Hannah’s credit card company calculates finance charges using the daily balance method, what will her April finance charge be? a. $2.71 b. $3.20 c. $3.30 d. $3.61