Help ! Please I stuck 20 points

The probability that a student graduating from suburban state university has student loans to pay off after graduation is .60. if two students are randomly selected from this university, what is the probability that neither of them has student loans to pay off after graduation?

Atype of plant is introduced into an ecosystem and quickly begins to take over. a scientist counts the number of plants after mmonths and develops the equation p(m)= 19.3(1.089)^m to model the situation. most recently, the scientist counted 138 plants. assuming there are no limiting factors to the growth of the plants, about how many months have passed since the plants werefirst introduced? a)o 6.1b)0.6.6c)10 72d)o 23.1

Kevin's bank offered him a 4.5% interest rate for his mortgage. if he purchases 3 points, what will be his new rate?