Pls help me in these questions i will mark u brainliest.

F(x)=|x| is shifted down 4 units and to the right 3 units.

What is 32+4 x (16 x 1/2) -2 show your work}

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.