Monica took out a 30 year loan for $130,000 at an APR of 8.4% compounded monthly and she was making monthly payments of $990.39 what will her balance be with 12 years left on the loan

This law is sometimes called the grouping property. as you can see, regardless of how the numbers are grouped, the answer is still 13. the associative law of multiplication is similar to the same law for addition. it says that no matter how you group numbers you are multiplying together, you will get the same answer.