Suppose you purchase a bundle of 10 bare-root rhubarb plants. The sales clerk tells you that on average you can expect 5% of the plants to die before producing any rhubarb. Assume that the bundle is a random sample of plants. Let Y = the number of plants that die before producing any rhubarb. Use the binomial probability formula or your calculator to find the following. Find the probability that two or more plants die before producing any rhubarb.

Round your answer to the nearest thousandth.