Answer asap? my phones about to die!

In factoring by grouping, what would you have for step 3 for the following? step 1: x^3 +5x^2 +4x+20 step 2: x^2 (x+5)+4(x+5) step 3: ?

Scott harris can invest $7,000 in a 1-year cd that earns interest at an annual rate of 4 percent compounded monthly. the amount per $1.00 is 1.040742. he can also invest $7,000 in a 1-year cd at annual rate of 4 percent compounded quarterly. the amount per $1.00 is 1.040604. what is the difference in the amount of interest earned for each investment? a) $0.96 b) $0.81 c) $0.87 d) $0.88

Arestaurant offers a $12 dinner special that has 5 choices for an appetizer, 12 choices for an entrée, and 4 choices for a dessert. how many different meals are available when you select an appetizer, an entrée, and a dessert? a meal can be chosen in nothing ways. (type a whole number.)