Someone help me its 7th grade work

Trish receives $450 on the first of each month. josh receives $450 on the last day of each month. both trish and josh will receive payments for next four years. at a discount rate of 9.5 percent, what is the difference in the present value of these two sets of payments?

Suppose that an airline uses a seat width of 16.516.5 in. assume men have hip breadths that are normally distributed with a mean of 14.414.4 in. and a standard deviation of 0.90.9 in. complete parts (a) through (c) below. (a) find the probability that if an individual man is randomly selected, his hip breadth will be greater than 16.516.5 in. the probability is nothing. (round to four decimal places as needed.)

The marriott family bought a new apartment three years ago for $65,000. the apartment is now worth $86,515. assuming a steady rate of growth, what was the yearly rate of appreciation? what is the percent of the yearly rate of appreciation?