Why do we factor quadratic equation

Trish receives $450 on the first of each month. josh receives $450 on the last day of each month. both trish and josh will receive payments for next four years. at a discount rate of 9.5 percent, what is the difference in the present value of these two sets of payments?

On the first of each month sasha runs a 5k race she keeps track of her times to track her progress her time in minutes is recorded in the table

The equation represents the function f, and the graph represents the function g. f(x)=3(5/2)^x determine the relationship between the growth factors of f and g. a. the growth factor of g is twice the growth factor of f. b. the growth factor of f is twice the growth factor of g. c. the growth factor of f is 2.5 times the growth factor of g. d. the growth factor of f is the same as the growth factor of g.