Neil and Nancy are married with two children at home and a mortgage. Neil's net pay per year is $56,000 and Nancy doesn't have any income. Their mortgage payment of $1,500 includes insurance on their home. They have additional monthly expenses of $3,500. Neil contributes 10% of his earnings to a retirement fund and they have $16,000 in savings. There is a $500,000 life insurance policy on Neil but none on Nancy. As their financial advisor, what part of Neil and Nancy's financial plan would you encourage them to work on?

their current cash flow is negative since their expenses are higher than their income:

they have 3 options:

Personally I believe that option 2 is the best, but if they definitely cannot lower their monthly expenses, then option 3 would probably fit them.

answer: c

because if you look at the chart you can see a pattern and compare it to the question he simplify out your

but i think the formula is f(x)=6x

in if you ask questions, the points are taken from your total and given to the one who answered it..

so if i have 30 points and i ask a question for 5 points, then when someone asks a question i will lose 5 points and the answerer earns 5

happy to