What is the greatest common factor of 48,24,and 32

Simplify (4x^2 - 8xy + 2y^2) - (9x^2 - 4xy - 7y^2) a. -5x^2 + 4xy + 9y^2 b. -5x^2 - 4xy + 9y^2 c. -5x^2 + 12xy + 4y^2 d. -5x^2 - 4xy - 5y^2

Need plz been trying to do it for a long time and still haven’t succeeded

Melissa is purchasing a $160,000 home and her bank is offering her a 30-year mortgage at a 4.9% interest rate. in order to lower her monthly payment, melissa will make a 20% down payment and will purchase 3 points. what will her monthly mortgage payment be? a. $645.98 b. $650.46 c. $662.93 d. $606.69