What is the degree of the monomial 4^3b^7

Why is it so easy to buy on impulse and overspend with a credit card? what could you do to counteract this tendency?

In the next 10 month, colin wants to save $900 for his vacation. he plans to save $75 each of the first 8 months. how much must he save each of the last 2 months in order to meet his goal if he saves the same amount each month ?

4. jake needs to score in the top 10% in order to earn a physical fitness certificate. the class mean is 78 and the standard deviation is 5.5. what raw score does he need? z value for top 10% =1.282 how do i get the z value? what is the equation for this? raw score =mean+z*sd = 78+1.282*5.5 = 85.051