If a credit card holder has a low APR. The minimum monthly payments will be? A. higher
B. lower
C. unchanged
D. fluctuating

Option B, the minimum monthly payments will be LOWER

Step-by-step explanation:

We can proof this by using hypothetical scenario below:

John has $1,500  with APR of 10% payable in 48 month equal instalment

Timmy has $1,500  with APR of 8% payable in 48 month equal instalment

Let us calculate monthly payment in each case

=pmt(rate,nper,-pv,fv)

rate is the monthly rate which APR/12

nper is 48

pv is the balance on the card which is $1,500

fv is the total monthly repayment which is unknown

John monthly payment=pmt(10%/12,48,-1500,0)=$38.04  

Timmy monthly payment=pmt(8%/12,48,-1500,0)=$ 36.62  

Since Timmy with a lower APR has a lower monthly payment, option B is correct

(x3 + 6x2 + 2x - 6) • (x - 1)

step-by-step explanation:

polynomial long division :

3.2     polynomial long division

dividing :   x4+5x3-4x2-8x+6

                              ("dividend")

by         :     x-1     ("divisor")

dividend     x4   +   5x3   -   4x2   -   8x   +   6

- divisor   * x3     x4   -   x3            

remainder         6x3   -   4x2   -   8x   +   6

- divisor   * 6x2         6x3   -   6x2        

remainder             2x2   -   8x   +   6

- divisor   * 2x1             2x2   -   2x    

remainder               -   6x   +   6

- divisor   * -6x0               -   6x   +   6

remainder                     0

quotient :   x3+6x2+2x-6   remainder:   0

first, we define the variables:

x: number of years after 1950

f (x): amount of vinyl sold.

then, with the variables defined, we have:

68594 vinyl records were sold in 1958 > f (8) = 68594

91299 vinyl records were sold in 1961 > f (11) = 91299

38720 vinyl records were sold in 1952 > f (2) = 38720

161743 vinyl records were sold in 1967 > f (17) = 161743

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step-by-step explanation: