PLEASE I AM ASKING FOR HELP DESPERATELY! Which is NOT a good reason to establish a positive credit history? To be able to borrow money for large purchases
To be able to get a certain job
To be able to borrow money at a lower interest rate
To guarantee that you will qualify for any credit card

B.

Step-by-step explanation:

The purpose of establishing a good credit history is to show that you are able to handle money. The higher your credit score is, the more responsible you are with money.

You can build good credit history by making payments with a credit card and repaying your purchases. It shows that if the bank were to give you a larger sum of money, you would pay it back.

As such, B is incorrect. The purpose of credit relates to purchases. A is obviously correct for this reason. C is correct because banks are likely to put less interest, as interest correlates to the score (lower credit score, higher interest). D is correct because banks allow you to obtain credit cards with better rates if your credit score is high enough.

Employers cannot determine your qualification for a job based on a credit score. Some states even prohibit this. For this reason, B is incorrect.

$3,200 x 7.25% = $3,200 x .0725 = $232 interest monthly

$232 monthly x 12 annual = $2, 784

step-by-step explanation:

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