The chart describes how four of Susan’s friends handle their money. Handling Money Person Description of Spending Sylvia She uses her whole paycheck to buy food and necessities and pay the minimum amount on her bills each month. Then, she buys new clothes and pays for them with a credit card. Nancy She uses her whole paycheck to buy food and necessities and then takes a trip each month, which she pays for by adding to a personal loan with her credit union. Fiona She buys food and necessities and pays more than the minimum due on her bills each month. She goes out with her friends using some of the money that is left over in her checking account. Uli She buys food and necessities and pays the minimum amount on her bills each month. She goes out with her friends using the money that is left over in her savings. Which person is most creditworthy? Nancy Sylvia Fiona Uli