Hi to whoever is reading this. I really need help on breaking down the expression. I am doing this without a calculator and I don’t Know what steps to take to get the answer.

Ifigured out the question and i dont know what to put here

The annual snowfall in a town has a mean of 38 inches and a standard deviation of 10 inches. last year there were 63 inches of snow. find the number of standard deviations from the mean that is, rounded to two decimal places. 0.44 standard deviations below the mean 2.50 standard deviations below the mean 0.44 standard deviations above the mean 2.50 standard deviations above the mean

Evaluate the expression. (9 + 5)(3 + 2)0