What to do when the says of in a problem

Shiny white dental insurance costs $258 per year. approximately one-third of insured people need a filling, which averages $110 each. 80% of insured people get a preventive check-up each year, and the average cost of this visit is $95. if you consider shiny white’s income and expenses, what is the expected value of each insured customer?

Neveah and clint are baking muffins for the bake sale. they need to bake 30 muffins for their display case. clint has baked 4 so far, and neveah has baked 7. how many muffins (m) do they have left to bake? show your work!

Ajar of gumballs contains 4 reds, 2 greens, and 6 blues. what is the probability of getting two blues in a row without replacement?