Ayesha works as a real estate agent. Her annual gross salary is $28,000. From this, she must pay 20% income tax on anything earned above $15,000. In addition, she must repay a loan at a rate of $140 per month, which is taken out of her post-tax pay (i. e. after the tax has been calculated). What is Ayesha's take home pay per year? Round your answer to the nearest dollar.