Irma has $500 to open a checking account. She wants an account with the lowest fees. She plans to use only her bank's

ATM to deposit her paychecks and withdraw cash.

Monthly Fee

Minimum

Balance

$500

$0

Bank Account Terms and Conditions

Interest Overdraft ATM Fees

Protection

0.1% yes $0 for all

ATMs

0%

$0 for ABC

bank ATMs

0%

no

$2 per

transaction

$250

no

$5

$50

$10 or

$0 with direct

deposit

$5 or $0 with

direct deposit

$100

0.1%

no

$0 per

transaction