-2y-4=4(y-1) how do i solve this?

Ineed someone to me answer my question i have to have this done and knocked out

Which two transformations are applied to pentagon abcde to create a'b'c'd'e'? (4 points) translated according to the rule (x, y) ? (x + 8, y + 2) and reflected across the x-axis translated according to the rule (x, y) ? (x + 2, y + 8) and reflected across the y-axis translated according to the rule (x, y) ? (x + 8, y + 2) and reflected across the y-axis translated according to the rule (x, y) ? (x + 2, y + 8) and reflected across the x-axis

Tim has obtained a 3/27 balloon mortgage. after the initial period, he decided to refinance the balloon payment with a new 30-year mortgage. how many years will he be paying for his mortgage in total?