Joanne has a goal of buying a townhome and saved for 5 years. she expected to have the down payment of $15,000 saved by now but unfortunately she is $2,000 short. joanne is stressed and ready to give up. as her friend, what would you say to joanne to convince her that she should not give up? give her an option of how she might adjust her plan.

Based on the given scenario that Joanne is short of 2,000 on her expected 15,000 downpayment for townhouse. One of the options you could give is let her pput her money in an investment where it pays great interest and leave it for time. But if she has no time to wait, then it would be best to advise her to down her 13,000 but suffers a greater interest since the remaining balance would be larger.