1/4+(-1/3)•1/2 what’s the answer to this math problem

Multiplying an even number of negative numbers gives an answer that is choose from:

What term makes it inconsistent y=2x - 4

Your client has saved $1,860 for a down payment on a house. a government loan program requires a down payment equal to 3% of the loan amount. what is the largest loan amount that your client could receive with this program