You want to buy a car, and a local bank will lend you $20,000. the loan would be fully amortized over 5 years (60 months), and the nominal interest rate would be 12%, with interest paid monthly. what is the monthly loan payment? what is the loan's eff%?

Which of these would have been most likely to have been a carpetbagger during the reconstruction era? a) a new york businessman who relocated to mississippi b) a former slave who was able to buy land in birmingham c) a carolina-born politician who supported the democratic d) a former confederate officer who owned a farm in memphis eliminate