Neal and catherine recently graduated from college and are starting a family. currently, they are just making ends meet with their $45,000 salary. they want to contribute the maximum amount (currently $2,000) to fully fund an educational savings account when their baby is born. how much additional money will they need to budget every month and what are some things they can do to their budget to find the money? it's my last question and i have a lot of other work i'm doing right now.