Which item is considered to be a negative in penny's creditworthiness? this profile belongs to penny: a. owns her own house b. pays her bills on time c. has held several jobs in the last three years d. has one credit card and pays off the balance each month

  C. Has held several jobs in the last three years

Step-by-step explanation:

Stable employment is a positive with respect to creditworthiness. Changing jobs frequently is considered a negative.

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The lack of credit history other than one credit card can also detract from Penny's creditworthiness. Lenders like to see that a few other lenders have extended you credit, and that all your payments have been "as agreed."

required rate of return = 0.166 = 16.6%

step-by-step explanation:

under the capital asset pricing model (capm), the required or expected rate of return for a particular security or asset is given using the formula:

required rate of return = risk-free rate + beta*(market risk premium)

we are given that;

risk-free rate = 4% = 0.04

beta = 1.4

market risk premium = 9% = 0.09

we simply plug these values into the above formula;

required rate of return = 0.04 + 1.4*(0.09)

required rate of return = 0.04 + 0.126

required rate of return = 0.166 = 16.6%

d

step-by-step explanation:

the 2000 florida legislature amended section 322.05, florida statutes, changing the requirements to obtain a class e license for a driver under the age of 18 holding a learner's license. the following requirements must be met in order to obtain a regular class e license if a learner's license is issued on or after october 1, 2000:

must hold a learner's license for at least 12 months or until the 18th birthday.

must have no convictions 12 months from the issue date of the learner's license.

may have one traffic conviction within 12 months from the issue date of the learner's license if adjudication is withheld.

a parent, legal guardian, or responsible adult over 21 years old must certify that the driver has 50 hours driving experience, including 10 hours of night time driving.