Read the following paragraph. select each of the ways ramiro was financially responsible.
ramiro was going to buy a car, so he shopped around on the internet for the best price for car insurance. then he read some consumer web sites about reviews on the types of cars he was thinking about buying. he also plugged a few payments into his budget to see how much he could afford. when he decided on a car, he shopped around for a loan with a good apr.
a has a budget
b sets goals
c considers important factors when he shops for a car loan
d uses strategies to minimize risks
e shops around for car insurance
f spends wisely