What does the electronic fund transfer act do?

The Electronic Funds Transfer Act is a federal law that protects consumers engaged in the transfer of funds through electronic methods. This includes the use of debit cards, automated teller machines and automatic withdrawals from a bank account.

Step-by-step explanation:

It limits liability if their debit card is stolen and used

the discriminant is 64 + 4*1*12 = 112

this is prime.

step-by-step explanation:

x = -4

step-by-step explanation:

- 20 - 4(x + 3) = 4x

=> -20 - 4x - 12 = 4x

=> - 32 -4x = 4x

=> -32 = 4x + 4x

=> - 32 = 8x

=> -32/8 = x

=> -4 = x