As part of an insurance company's training program, participants learn how to conduct an analysis of clients' insurability. the goal is to have participants achieve a time in the range of 32 to 45 minutes. test results for three participants were: armand, a mean of 37.0 minutes and a standard deviation of 3.0 minutes; jerry, a mean of 37.0 minutes and a standard deviation of 2.0 minutes; and melissa, a mean of 38.5 minutes and a standard deviation of 2.1 minutes.

a. which of the participants would you judge to be capable?