Downtown bank offers a checking account. the bank charges a fee for overdrafts, monthly maintenance for balances below $300, out-of-network atm withdrawals, and more than three money transfers in a month. what are three things you can do to avoid fees from a downtown bank checking account?

1. Always keep more than $300 in your account.

2. Avoid making out-of-network ATM withdrawals.

3. Avoid making more than three money transfers each month.

Step-by-step explanation:

The first way to avoid fees is by maintaining a balance of $300 or more. This can be done by keeping track of your records.

Moreover, before making any transactions whether for withdrawal or transfer purpose it is best to first check account balance. This is to avoid balance dropping below $300.

Next in order to avoid out-of-network ATM withdrawals, this can be done by making withdrawals from bank-owned ATM.

Using google map searches one can find bank-owned ATM that are closest to their area of residence.

Finally, before making transfer it would be best to review the monthly statement for identifying how many transfer already made this month in order to avoid making more than three money transfers each month.

unpaid balance is : $149.99-$50 = $99.99 new balance = 149.99+2.62-50 = $102.61 finance charge = 99.99- 0.21/12= $1.75 new balance = 99.99+1.75 = $101.74 average daily balance method average daily balance= 3399.70/30 = $113.32 finance charge = $ 0.21/12ă—113.32 = $1.98 new balance = $149.99-50+1.98 = $101.97