Apatient's total surgery charges are $1,278. the patient must pay the annual deductible of $1,000, and the policy states a 80-20 coinsurance. what does the patient owe?

The patient owe $1255.6 .

Step-by-step explanation:

As given

A patient's total surgery charges are $1,278.

The patient must pay the annual deductible of $1,000.

The policy states a 80-20 coinsurance.  (i.e 20% of the surgery amount is given by the patient .)

20% is written in the decimal form .

= 0.20

20% of patients surgery cost  =  0.20 ×  $1278

                                                 = $ 255.6

Patients owe = Deductible cost + 20% of patients surgery cost

                      = $1000 + $255.6

                      = $ 1255.6

Therefore the patient owe $1255.6 .

step-by-step explanation:

i found the life tables for the year 2012. 

life table of males at age 30. probability of dying between ages x and x+1

total population:  

29–30 . . . . . . . . . . . . 0.001030

30–31 . . . . . . . . . . . . 0.001061

males:  

29–30 . . . . . . . . . . . . 0.001420

30–31 . . . . . . . . . . . . 0.001448

white population

29–30 . . . . . . . . . . . . 0.001005

30–31 . . . . . . . . . . . . 0.001037

white males

29–30 . . . . . . . . . . . . 0.001372

30–31 . . . . . . . . . . . . 0.001399

non hispanic white population

29–30 . . . . . . . . . . . . 0.001083

30–31 . . . . . . . . . . . . 0.001116

non hispanic white males

29–30 . . . . . . . . . . . . 0.001477

30–31 . . . . . . . . . . . . 0.001503

jacob, non hispanic white male. 30 years old.

probability that jacob lives to be 30 years old. 

since the given probabilities are probabilities of dying, i think we simply subtract it from 1 to get the probability of living. we will use the probability of non hispanic white male.

                                          probability of living to be 30 y.o.

29 - 30 : 1 - 0.001477 = 0.998523

30 - 31 : 1 - 0.001503 = 0.998497

0.5?

hope your goes well, here's a turkey

-thekoolkid1o1