Sam needs to take out a personal loan for $8,900 to pay for a trip to europe with his classmates. his bank has offered him the four loans listed in the chart below. if all of the loans are compounded monthly, which of the four loans will give sam the lowest monthly payment? loan duration (months) interest rate a 12 9.50% b 24 8.75% c 36 7.75% d 48 6.60% a. loan a b. loan b c. loan c d. loan d

At wind speeds above 1000 centimeters per second (cm/sec), significant sand-moving events begin to occur. wind speeds below 1000 cm/sec deposit sand and wind speeds above 1000 cm/sec move sand to new locations. the cyclic nature of wind and moving sand determines the shape and location of large dunes. at a test site, the prevailing direction of the wind did not change noticeably. however, the velocity did change. fifty-nine wind speed readings gave an average velocity of x = 1075 cm/sec. based on long-term experience, σ can be assumed to be 245 cm/sec. (a) find a 95% confidence interval for the population mean wind speed at this site. (round your answers to the nearest whole number.) lower limit cm/sec upper limit cm/sec