Can someone explain how british currency works in terms of american currency. i am trying to figure out how to convert pounds into dollars without using an app or something

As of today, the exchange rate was one British Pound is worth 1.32 American dollars. That means that if you go to the Bank of England and hand them a 10 pound note (is there such a thing?), you will get 13 dollars and 20 pennies (American) back.

So here's the formula

American money = British pounds * 1.32. 

Neither is the answer