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What does charged off as bad debt canceled by credit grantor mean?

3. meena and ala are two friends. meena has a habit of using new pens almostevery day, whereas ala believes in getting a refill for her pen instead of buyinga new pen even though her friends make fun of her.a) which out of two practices would you follow and why? b) which value is ala depicting?

Which of the following powers is held only by the federal government? a. power to make a treaty b. power to set marriage laws c. power to create driving laws d. power to set the legal drinking age