The Federal Deposit Insurance Corporation (FDIC) operates as a(n) Multiple Choice

department of the Federal Reserve System and sells insurance to mortgage holders.
independent agency of the U. S. government, and sells insurance to banks.
arm of the Department of the Treasury.
private nonprofit cooperative operated by member banks, offering insurance premiums for banking clients.

The correct answer is: Independent agency of the U.S. government, and sells insurance to banks.  

Explanation:

The FDIC is an entity whose function is to protect the savings and solvency of the American financial system, to ensure that in the future they can continue to provide banking services without any type of inconvenience. Likewise, it is in charge of the implementation of policies that seek to face the results of financial institutions so that they do not fail.

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explanation: