why was it critical for good pioneer trails going west to have a decent route through the Rocky mountains

i smell fart because the kid next to me smells bad

- "the past is made of multitudinous items ranging from anything that can be collected, recollected or assessed to originate in the past. as such, the past is a gallimaufry of particulars that may not have been related in any way. however, the human mind seeks organization to understand concepts and other things. the human mind therefore seeks relationships in explaining and studying the past. history being a humanity, dictates that historians have to serve this human trait by bringing structure to details of the past. historians do this by creating interpretive frameworks that capture as many details as possible."

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answer: a

explanation:  

stocks and bonds are the two main classes of assets investors use in their portfolios. stocks offer an ownership stake in a company, while bonds are akin to loans made to a company (a corporate bond) or other organization (like the u.s. treasury). in general, stocks are considered riskier and more volatile than bonds.

savings accounts are just money in a bank- they are insured by the fdic for up to 250,000.   very little risk

the average mutual fund holds hundreds of different securities, which means mutual fund shareholders gain important diversification at a low price. which means if one stock or bond drops it will have very little affect on the mutual fund - again very little risk

the installment plan of the 1920s, an arrangement that allowed people to buy what they wanted with a small down payment and pay off the rest in monthly installments, provided americans a way to own what they did not have the money to buy.