"Yet the whole of our Western civilization is the unintended consequence of that kind of a voluntary cooperation of people cooperating with one another to pursue their own interests yet in the process building a great society." what does this quote means?

the answer for 3 is b and the answer for 4 is d

health care plans in the united states having high costs because they are focusing on providing quality programs for different groups of individuals. the quality of the service is based on money flow received from the members. without this investment, couldn't be possible a constant scientific searching to prevent death and illness caused because of low levels of health investigation. currently, the complaints are not about the highest cost, but about the coverage and benefits to access the necessary health services required by the members.  

besides, if a global health system is established the quality levels will fall down because of the standardized of the health. the access to care will increase but the quality will be low because it depends on the money invested.

the correct answer is:   "   3.6 % " .

          →   the unemployment rate is:   " 3.6 % " .

explanation:

to calculate the "unemployment rate" :

the "unemployment rate"   =

  [# of people unemployed] /   [working age population]   * 100 %   ;

                =   [9 million] / [250 million]     *   100 % ;

    →     note:   the units of "million" cancel out;

                    since:   " {million} / {million} = 1 " ;

                =   (9 / 250)   * 100 %   ;

                = 0.036 * 100 % ;

                =   3.6 %

answer:   the unemployment rate is:   " 3.6 % " .