How can a personal financial crisis be avoided?

Before you file, try these methods to avoid bankruptcy: Cut your expenses down to the bare essentials and apply those savings to repaying debt. Negotiate with creditors. Companies you owe money to don't want you to file for bankruptcy because it may make it more difficult for them to recover payment.

( 8 ) Ways to Prepare for a Personal Financial Crisis

1.) Maximize Your Liquid Savings.

2 ) Make a Budget.

3 ) Minimize Your Monthly Bills.

4 ) Closely Manage Your Bills.

5 ) Non-Cash Assets and Maximize Their Value.

6 ) Pay Down Credit Card Debt.

7 ) Get a Better Credit Card Deal.

8 ) Earn Extra Cash.

Explanation:

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