What type of warranty is made by law and is understood without being spoken or written

Implied warranties are unwritten guarantees that a product or service should work as expected.

Explanation:

For example, if you buy a set of headphones you would expect them to function when you first use them—unless you were told otherwise when you agreed to purchase them.

Express guarantees are explicit guarantees made by a merchant to a purchaser, either orally or recorded as a hard copy. Without conveyed ensures, an inferred guarantee may come into power. Inferred guarantees are unwritten ensures that an item or administration should fill in true to form.

Explanation:

all of the following apply except for (a. excessive credit on real estate resulting in defaulted loans.

in 1819, panic swept the country due,in part, to the rapid expansion of american manufacturing during the war of 1812 and the distress caused by the post-war british competition. the rapid expansion of american farming was another factor.

explanation: