Explain how the federal reserve system impacts our everyday lives.

Overall, the Fed works its monetary magic in three ways. First, it sets the discount rate, or the rate at which banks may borrow from regional Federal Reserve Banks. ... Secondly, the Fed buys and sells U.S. Treasury bonds in an effort to influence the interest rates that we pay on our credit cards or on our mortgage.

Explanation:

the correct answer is: (1) affected by gerrymandering; (2) not affected by gerrymandering.

gerrymandering is known as a practice that intends to establish a some kind of political advantage for a particular party or group. to do this district boundaries are manipulated. the new resulting district is named a gerrymandering.

in other words, what gerrymandering does is to draw the boundaries of electoral districts trying to benefit the party who is doing it. sometimes, the party controlling the legislature will redraw it so they can maximize the number of districts they are likely to control.