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What is a variable rate on a loan or credit card?

A variable interest rate, also known as a variable APR, is an interest rate that can change over time. ... When the Federal Reserve raises or lowers interest rates, a change to your credit card rate will typically follow, as most issuers calculate rates based on general market rates.

Explanation:

A floating interest rate, also known as a variable or adjustable rate, refers to any type of debt instrument, such as a loan, bond, mortgage, or credit, that does not have a fixed rate of interest over the life of the instrument. Floating interest rates typically change based on a reference rate.

Sorry if I got it wrong.

a   church leadership can be defined as a process of influencing other people to work together to accomplish a desired purpose.

in this case one person acting as a role model and influencing other to work as one person to accomplish a certain misson or purpose.

this can be either leading people to do the work of god