1. Why is bargain shopping important to buy more items
to use your money more efficiently
to avoid overspending on high-cost items
all of these answers

2.Why is your paycheck not your final check?
Because it belongs to the country, in reality.
Because you should save it for the future.
Because deductions are taken for taxes and other costs.
Because checks are only paper backed by integrity.

3.. Which of these plans for money management is most important to master?
knowing your true worth
understanding your income
selecting the best bank
all of these answers

4 . Why are discretionary expenses "dangerous"?
They cost large amounts of money.
They are illegal purchases in this country.
They are tracked by the government.
They are unneeded and can wreck your budget.

5. What is the most important financial advice to give?
Use credit cards only if necessary.
Choose your bank carefully for the best services.
Budget your money to manage your finances.
Get a good job with a good income.

6. What are the hidden costs of credit?
paying late fees
paying an installment on your card
paying interest on your charges
paying for the amount you charged

7. Which of the following would be the least creditworthy?
Clare lives with her parents and has been at her job for four years but has no credit cards.
Anna has a house and four credit cards with only a few late payments.
Doug has a house, a condo, a boat, and seven credit cards that are usually paid late, and he is currently looking for a job.
Bob has an apartment and two credit cards with on-time payments but has taken a pay cut at work.

8. Why are savings accounts the right choice for most people?
They are easy to track and keep account of.
They are low-risk but high-return.
They are the safest choice, with low risk.
They are high-risk but low-return.

9. If you find yourself with heaps of debt, what should you do?
Ask for garnishment of wages.
Get financial counseling.
Seek repossession.
File for bankruptcy.

Please be sure its the right answers I'm desperate to pass but this is just review.