An online savings account
a)offers lower interest rates because it costs more money to maintain the online site
b)offers higher interest rates because they don't have the overhead that standard banks have
c)works nothing like a basic bank savings account
d) has more restrictions on how often withdrawals can be made and typically requires a minimum balance

An online savings account (OSA) is a savings account from banks that exist solely on the Internet and don't have brick-and-mortar branches. This type of account is managed and funded primarily on the Internet.  Online-only banks may offer higher interest rates on savings and investment accounts.

An online savings account offers higher interest rates because they don't have the overhead that standard banks have. Correct B

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