How does the separation of powers keep government from becoming too powerful?

It takes the power of the federal government and divides it among the three branches:

Legislative

Executive

Judicial

all of the following apply except for (a. excessive credit on real estate resulting in defaulted loans.

in 1819, panic swept the country due,in part, to the rapid expansion of american manufacturing during the war of 1812 and the distress caused by the post-war british competition. the rapid expansion of american farming was another factor.

explanation:

its c not d   tell me if that´s correct