Which of the following services does overdraft checking provide? a. Does not allow a person to withdraw more money from a bank account than he has in the account using an ATM machine.
b. Connects checking accounts with savings accounts to enable checks to clear when there is not enough money in the checking account.
c. Instead of just refusing to cash an overdraft check the bank sends a note explaining that the check cannot be cashed because there are insufficient funds in the account.
d. All of the above correctly explain the purpose of overdraft checking.

c. Instead of just refusing to cash an overdraft check the bank sends a note explaining that the check cannot be cashed because there are insufficient funds in the account

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A

Explanation:

The correct answer is a because an overdraft checking account allows the account holder to continue withdrawing money even when the account has no funds in it or has insufficient funds to cover the amount of the withdrawal. Basically, an overdraft means that the bank allows customers to borrow a set amount of money.